What is Home Equity?

If you’re thinking about making some home improvements or looking at ways to pay for your child’s college education, you may be thinking about tapping into your home’s equity. At some point in your financial life, regardless of the reason, you may want to leverage your home equity to improve your financial position.

Home equity is the difference between … Continue reading

How to Prevent Foreclosures

First and Second Mortgage helps homeowners understand the foreclosure process and explain the strategies they can adopt and utilize to stop the foreclosure and save their homes.

First and most importantly you have to understand that you are not alone. Foreclosures affect all kinds of people and all kinds of properties. Like many people faced with foreclosure, you may feel … Continue reading

The Benefits of a Remortgage

What are the benefits of a applying for a remortgage?

You could get a lower rate. It is worth looking at your mortgage at least once a year and comparing it to other deals on offer to make sure you are not paying too much. Choose a more secure deal. If you are on a variable rate and interest rates … Continue reading

Home Improvement and Renovation Loans

There are many reasons to renovate a house: to update its look, to increase its value, to create more space for a growing family, or for personal enjoyment. Whatever your reasons to renovate, there are smart ways to finance the project. With the right approach, using your home equity can be a savvy way to manage the finances of a … Continue reading

The Difference between Fixed Rate and Variable Rate Mortgages

For many people, home ownership is the most important asset on their financial portfolio.

How to finance the purchase of a home is among the most significant economic decisions households will face. The typical choice clients have to decide on is whether to go for a Fixed Rate Mortgage (FRM) or Adjustable Rate Mortgage (ARM).

There are a lot … Continue reading

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